Wire Transfer Instructions. To request a domestic or international wire transfer, call 800-233-2328 or visit a BECU location during wire transfer hours. Refer to the FAQ below for more information about when wires can be requested and sent. In order to send a domestic or international wire transfer from your BECU account, you will need the ...Someone sending an incoming international wire to you may also ask for Bank of America’s address. The address to provide is as follows: BOFAUS3N (for incoming wires in US dollars or unknown currency) Bank of America, NA 222 Broadway New York, New York 10038. BOFAUS6S (for incoming payments in foreign currency) Bank of America, NA …Instructions for Transfer to FirstCaribbean International Bank In Jamaica USD – United States Dollars Correspondent Bank: Wells Fargo Bank, New York SWIFT Code: PNBPUS3NNYC ABA Code: 026005092 Beneficiary Bank: FirstCaribbean International Bank (Jamaica) Limited SWIFT Code: FCIBJMKNIf you hold a Wells Fargo account and need to receive an international wire, you’ll have to tell your sender your bank account number and full name as shown on the account. You’ll also usually need the following: Wells Fargo bank address - 420 Montgomery Street, San Francisco CA 94104. Wells Fargo SWIFT code - WFBIUS6S if …Submit your completed form to: Wells Fargo Advisors. Attention: MAC N9160-01P. PO Box 77046. Minneapolis MN 55480-9902. or Fax to 1-844-879-1439. Should you require assistance with this form, please call 1-800-TRADERS ( 1-800-872-3377 ).3. Gather the information you need to make a wire transfer. The information you’ll need to make a wire transfer may depend based on the bank you use, but usually, it’s as follows: 4. Fill out the wire transfer form. When it’s time to fill out the form, be sure to check the information you enter at least twice.Incoming wire transfer routing instructions. • Your complete Wells Fargo account number (required). To avoid delays in the processing of your incoming wires, please use the following routing instructions: • Your PIN (required). • Your wire repetitive number (if applicable). • The amount of the funds to be transferred (required). Model S Reservation Payment Instructions United States Your fully refundable Model S reservation payment can be made by wire transfer. RESERVATION PAYMENT AMOUNT: $5,000 WIRE TRANSFER: Bank Name: Wells Fargo Bank, N.A. Account Name : Tesla Motors Inc. Account Number: 4000118323 ABA/Routing Number: 121000248 If you choose ‘Wire Transfer’ you’ll be asked to provide a wire routing number, which is typically different from your bank’s ACH routing number; Note: If you do not see ‘Wire Transfer’ available in the drop-down menu, you’ll need to call into our Contact Center (1-855-730-7283) to complete your transactionIn a report released today, Elyse Greenspan from Wells Fargo maintained a Buy rating on BRP Group (BRP - Research Report), with a price target of ... In a report released today, El...PHYSICAL DELIVERY INSTRUCTIONS . Wells Fargo Institutional Trust Services . Building 68 . 550 South 4. th. St . MAC : N9310-090 . Minneapolis, MN 55415 . ... Wire Instructions: ACH Instructions: Wells Fargo Bank NA ABA #121000248 . Beneficiary A/C # 0484211149 : Beneficiary A/C Name: Mutual Fund Clearing .Wells Fargo wiring instructions Wire Transfer Remittance. Wire transfers: Banks and credit unions typically charge between to to send a wire within the United States, and international transfers cost more. There is almost always a fee to send a wire transfer. Receiving a wire transfer is often free, but some banks and credit unions charge small ...Full Service Brokerage. For customers investing with a Financial Advisor: 1-866-281-7436. WellsTrade. For customer support with WellsTrade accounts: 1-800-TRADERS ( 1-800-872-3377) Mail. WELLS FARGO ADVISORS. Attention: N9160-01P. PO Box 77046. Minneapolis, MN 55480-9902.Learn how to wire funds to your home equity line of credit from Wells Fargo, a division of Wells Fargo Bank, N.A. You need to include the routing number, beneficiary …If you hold a Wells Fargo account and need to receive an international wire, you’ll have to tell your sender your bank account number and full name as shown on the account. You’ll also usually need the following: Wells Fargo bank address - 420 Montgomery Street, San Francisco CA 94104. Wells Fargo SWIFT code - WFBIUS6S if …The ins and outs of wire transfers 1. The ins and outs of wire transfers. 1. There are numerous options for sending money, such as checks, mobile apps, and electronic transfers, for different types of needs. When speed and simplicity are top priorities for a money transfer, wire transfers may be a good option. 6 Jul 2022 ... ... Bank, U.S. Bank and Wells Fargo. Because Zelle was created by banks ... What Is A Wire Transfer? Wire Transfer Fees · TSA PreCheck, Global ...so can result in the delay or return of your funds. Electronic payments may be directed to your Pacific Premier Trust Account using the following instructions: INCOMING WIRE TRANSFERS All wires of funds to be deposited into a Pacific Premier Trust Account must be sent to: Wells Fargo Bank 420 Montgomery St. San Francisco, CA 94104 ABA No ... The servicing of your home mortgage was recently moved over to us. Learn about how you can manage your home mortgage account and make the most of your new relationship with Wells Fargo. Visit anytime you have a question or concern about your account. We can help you make your payment online, view your account balance and history, and much more. Learn how to send and receive money with Wells Fargo Online Wires, including fees, exchange rates, and Zelle ® integration. Find answers to common questions about …Oct 26, 2022 · Wire transfer quick reference. guide for customers To initiate a voice activated wire, call Wells Fargo Wire Transfer Services toll free at 1-888-384-8400. To initiate a wire transfer or for a wire transfer investigation, press 1. To initiate a same day repetitive wire transfer in US Dollars only, press 1. Domestic Wire: we can wire funds to your outside bank account for $30.00 fee. International Wire: we can wire funds to your foreign bank account for $35.00 fee. The receiving institution may also charge a fee. The minimum wire amount is $200. On the request we require (additional information may be required and restrictions may apply):The routing number for Wells Fargo in California is 121042882 for checking and savings account. The ACH routing number for Wells Fargo is also 121042882. The domestic and international wire transfer routing number for Wells Fargo is 121000248. If you’re sending an international transfer to Wells Fargo, you’ll also need a SWIFT code.How to set up and send online wires. Sign on to Wells Fargo Business Online. Select Wire Money in the Transfer & Pay menu. Add recipient details. Send the wire (You must have a valid U.S. Mobile number or secure ID device to wire money). Atlantic Union Bank sends international wire transfers through Wells Fargo. If correct information for an intermediary bank, other than Wells Fargo, is provided in the wire instructions, we will include this intermediary bank and their charges may be assessed from the wire proceeds. International wires may require extended time frames for ...We would like to show you a description here but the site won’t allow us. If you are a customer and want to access your accounts online, please go to wellsfargo.com. If you have questions, please call us at 1-800-TO-WELLS (1-800-869-3557). For business accounts, please call 1-800-CALL-WELLS (1-800-225-5935). Phone Bankers are available 24 hours a day, 7 days a week. As a result of mergers, Wachovia is now Wells Fargo. For wire transfers within the US, the routing number is 121000248, while international transfers require the SWIFT code WFBIUS6S. Routing numbers for line of credit transactions also differ. They are crucial for financial transactions and can be found on the Wells Fargo app, statements, website, checks, or by contacting customer service.Scenario #2: Use these instructions when sending a wire from another country (International Wire) in US dollars to a BECU account. The first two numbers (e.g., 57) referenced below are an example of MT103 formatting, in the event they are needed. 57 Intermediary Bank: Wells Fargo Bank Intl. 57 Bank Location: San Francisco. 57 Bank …Sending wires. Log in to America First online banking. Click Settings. Select Forms. Choose Wire Transfer Request. We will contact you if further verification is required. Visit a branch or call 1-800-999-3961 for more information or to send an international wire. Please note there is a fee for outgoing wire transfers.so can result in the delay or return of your funds. Electronic payments may be directed to your Pacific Premier Trust Account using the following instructions: INCOMING WIRE TRANSFERS All wires of funds to be deposited into a Pacific Premier Trust Account must be sent to: Wells Fargo Bank 420 Montgomery St. San Francisco, CA 94104 ABA No ... Consult an attorney, tax professional, or other advisor regarding your specific legal or tax situation. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917. 796549.1.0. Fidelity's customer service easily helps you navigate making transfers and moving money around. Learn more here.India – ICICI Bank†, HDFC Bank†, Axis Bank†; Philippines – Bank of the ... To learn more about the transfer limits to each Remittance Network Member, visit ...2 Digital wire countries and currencies - QSR--0223-02985 Country Name Currency Supported Cameroon United States Dollar . Canada . Canadian dollar EURO Great British Pound Japanese Yen Swiss Franc United States Dollar Cape Verde . United States Dollar . Cayman Islands . United States Dollar. Chile . United States Dollar . China United States Dollar Find a SWIFT code, CHIPS or Fedwire ABA number, and other key routing codes for Wells Fargo locations in the U.S. and around the world. For SWIFT BIC numbers, ABA federal routing numbers, and CHIPS information, see our international resources.For withdrawals, click here (be sure to select "Wire Transfer" under the Transfer Method dropdown) Select the bank account you would like to use under “Payment Method”. Type the deposit amount (must be at least €10) Click on “Continue” and follow the steps (these steps will also be emailed to you) Please be sure to include your unique ...A bank wire is a transfer of money from one bank to another using traditional bank networks or money transfer services. Learn how to set up, receive, and …Sending wires. Log in to America First online banking. Click Settings. Select Forms. Choose Wire Transfer Request. We will contact you if further verification is required. Visit a branch or call 1-800-999-3961 for more information or to send an international wire. Please note there is a fee for outgoing wire transfers.The routing number for Wells Fargo in North Carolina is 053000219 for checking and savings account. The ACH routing number for Wells Fargo is also 053000219. The domestic and international wire transfer routing number for Wells Fargo is 121000248. If you’re sending an international transfer to Wells Fargo, you’ll also need a SWIFT code.Wire Transfer Instructions. To request a domestic or international wire transfer, call 800-233-2328 or visit a BECU location during wire transfer hours. Refer to the FAQ below for more information about when wires can be requested and sent. In order to send a domestic or international wire transfer from your BECU account, you will need the ...Jun 2, 2023 · Learn how to wire money online with Wells Fargo, a US-based bank that offers domestic and international wire transfers. Find out the fees, limits, transfer time, and wire instructions for Wells Fargo customers and recipients. Compare with other options and get tips on saving money on transfers. Wells Fargo: receive international transfer. Here’s what you need to know to receive an international wire transfer at Wells Fargo. Wells Fargo incoming international wire instructions. To receive an international wire transfer at Wells Fargo, you may need additional routing instructions, so you’ll want to double-check with your bank first.Wells Fargo ACH transfer routing number. The ACH routing number for Wells Fargo is 121000248. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from …6 Digital wire countries and currencies - QSR--0223-02985 Country Name Currency Supported Rwanda . United States Dollar . Saint Barthelemy . United States Dollar . Saint Helena, Ascension, and Tristan Da Cunha United States Dollar . Saint Kitts and Nevis . United States Dollar . Saint Lucia . United States Dollar . Saint Martin United States DollarWe would like to show you a description here but the site won’t allow us. Find a SWIFT code, CHIPS or Fedwire ABA number, and other key routing codes for Wells Fargo locations in the U.S. and around the world. For SWIFT BIC numbers, ABA federal routing numbers, and CHIPS information, see our international resources. 1. Gather information from the recipient. If you want to do a wire transfer over the phone, you can call Wells Fargo's Wire Transfer Services line. Alternatively, you can stop in your nearest Wells Fargo …For additional questions around sending and receiving foreign currency wire transfers call 1-800-869-3557, or visit your local Wells Fargo branch and speak with a banker. To learn more about sending wires around the globe from your smartphone or computer with Wells Fargo Online ® Wires visit Wells Fargo Online Wires. 2. Bank Name: Wells Fargo Bank. Bank Address: 1740 Broadway, Denver, CO 80274, USA +1 (303) 863-4631. Wire transfer within Europe. Beneficiary: Up with People.Wire Instructions Payments by Check Direct to: Wells Fargo Bank, NA Attn: SBA 504 420 Montgomery Street San Francisco, CA 94104 Standard Mailing Address Wells Fargo Corporate Trust Services NW 6441 P.O. Box 1450 Minneapolis, MN 55485-6441 ABA# 121000248 Overnight Mailing Address Wells Fargo Corporate Trust Services ...# Your complete Wells Fargo account number including leading zeros Beneficiary account name and address The name and address of your account as it appears on your … What Are the Wire Transfer Fees at Wells Fargo? To complete a wire transfer, you usually need the name of the recipient, their bank name, and account number. Depending on the …Learn how to spot common online payment and wire transfer scams and how to avoid them. Find out how to use Zelle ®, a convenient way to send and receive money from friends, …Wells Fargo: receive international transfer. Here’s what you need to know to receive an international wire transfer at Wells Fargo. Wells Fargo incoming international wire instructions. To receive an international wire transfer at Wells Fargo, you may need additional routing instructions, so you’ll want to double-check with your bank first.You'll need to register two valid authorization phone numbers to send one-time or recurring wire transfers. Although two numbers are required, only one number ...A Wells Fargo account opened in Georgia has the routing number 061000227. Wire transfers do not use the location-based routing number. Instead, domestic wire transfers use 12100024...Wire transfers allow you to quickly transfer money between other financial institutions and Schwab. 6 Nov 2023 ... Wells Fargo Wire Transfer Fees. Incoming domestic: $15. Outgoing domestic: $25. Incoming international: $15. Outgoing international: Varies ...Wells Fargo Wire Transfer Form is a great way to make international payments. Hit the orange button directly below to start our PDF editor. It will allow you to prepare this form. Our multifunctional toolbar lets you access any PDF form you need with any platform anytime. Get Form Now Download PDF. Check Details 3 ways to do a wells fargo wire transfer. 3 ways to do a wells fargo wire transferWells fargo domestic wire routing number. wells fargo routing numbers. 2020-02-10 Well fargo wire transfer instruction template ~ addictionaryFargo wells form authorization letter transfer pdf wire funds fillable signnow sign blank template pdffiller …2 Domestic Wire Transfers lf your financial institution is located in the United States, wire to: Wells Fargo Bank, NA 420 Montgomery Street San Francisco, CA 94104 ABA transit routing #121000248 For credit to: TD Ameritrade Clearing, Inc. 200 S 108th Ave. Omaha, NE 68154 Account # 4123214561 *For benefit of:Full Service Brokerage. For customers investing with a Financial Advisor: 1-866-281-7436. WellsTrade. For customer support with WellsTrade accounts: 1-800-TRADERS ( 1-800-872-3377) Mail. WELLS FARGO ADVISORS. Attention: N9160-01P. PO Box 77046. Minneapolis, MN 55480-9902.1. Look at the bottom left of your Wells Fargo Bank paper check. 2. If you live in Virginia, we've compiled a list of your essential routing numbers for Wells Fargo Bank. ABA: 051400549 ACH: 051400549 Wire Transfer: 051400549 SWIFT/BIC Code for USD Denominated Transfers: WFBIUS6S. 3. Simply visit here to view all the Wells Fargo …1. There's no monthly service fee to use Bill Pay. Account fees (e.g., monthly service) may apply to your account (s) that you make Bill Pay payments from. We don’t charge overdraft fees on Bill Pay transactions, but Bill Pay transactions can contribute to overdrafts. For example, if a Bill Pay payment reduces the available balance in your ...Wells Fargo Payoff Address Lienholder Auto Loan Payoffs. Select the mandatory account. It is wells fargo mortgage payoff wire instructions provided this reason to pay these expanded benefits or legal representation or automatic monthly. Thank you wire instructions wells fargo mortgage payoff in your principal and told thereceiver to.Wire Instructions Payments by Check Direct to: Wells Fargo Bank, NA Attn: SBA 504 420 Montgomery Street San Francisco, CA 94104 Standard Mailing Address Wells Fargo Corporate Trust Services NW 6441 P.O. Box 1450 Minneapolis, MN 55485-6441 ABA# 121000248 Overnight Mailing Address Wells Fargo Corporate Trust Services ...Instructions for wiring funds to your account at Texas Capital Bank in foreign currency: For settlement through: TXCB US 44 (FX) All foreign currency taken through Wells Fargo using their standard FX settlement instructions. For additional instructions, please contact the Funds Management department at Texas Capital Bank at Funds.Management.Ops ...1. First, contact your Wells Fargo bank branch for a copy of their wire instructions. 2. Fill out the form, providing all required information. This …Step 2. Provide the information on the completed form to the company or agency that pays you. Your payor may ask you to complete their own form in order to process your request. Step 3. Monitor your account. It may be one or two pay or benefit periods before Direct Deposit goes into effect. In order for you (the recipient) to receive the funds, the sender needs to know: Your full name, as it appears on the account. Your full account number. For domestic wires, your routing number. For international wires, they need to use a Swift Code instead of the routing number. U.S. Bank's Swift Code is USBKUS44IMT.Wells Fargo Bank, N.A. 420 Montgomery Street San Francisco, CA 94104. SWIFT Code: WFBIUS6S For the benefit of: E*TRADE from Morgan Stanley ABA Routing Number: 056073573. Your information: The amount you want to wire in US dollars; Your nine-digit E*TRADE account number; Your name and addressHere are the standard Wells Fargo outgoing wire transfer fees: Service type. Wells Fargo fee. Outgoing domestic wire. USD30. Repeat outgoing domestic wire. …With Wells Fargo Online Wires you can send money to both personal and business accounts in the U.S. and 200+ countries. Additional fees may apply. When timing is key. Domestic and International Wire Transfers sent through Online Wires are typically sent the same business day if they are submitted by 2:00 pm Pacific Time. Otherwise, they will be ...The RSA SecurID device provides an extra layer of security for Wells Fargo customers using our advanced online payments services, including Direct Pay 1. The device, which can be carried on a keychain, generates a random 6-digit Personal Access Code that is used to sign on to these services. The Personal Access Code changes every 60 seconds. Wells Fargo domestic wire transfers. If him are service on sending currency at someone at an US, Drill Fargo might looks like a good idea, for their offer online options. Much like sending a check, Wells Fargo Zelle allows you to transfer money to someone using their mailing address or phone number. ... Wells Fargo circuitry instructions. If ...With Wells Fargo Business Online Wires, you can send money to both personal and business accounts in the U.S. and 200+ countries. Additional fees may apply. When timing is key. Domestic and International Wire …Domestic Wire: we can wire funds to your outside bank account for $30.00 fee. International Wire: we can wire funds to your foreign bank account for $35.00 fee. The receiving institution may also charge a fee. The minimum wire amount is $200. On the request we require (additional information may be required and restrictions may apply):The routing number for Wells Fargo in Minnesota is 091000019 for checking and savings account. The ACH routing number for Wells Fargo is also 091000019. The domestic and international wire transfer routing number for Wells Fargo is 121000248. If you’re sending an international transfer to Wells Fargo, you’ll also need a SWIFT code. To link a payment method: Go to Payment Methods on web or select Settings > Payment Methods on mobile. Select Add a payment method. Select the type of account you want to link. Follow the instructions to complete verification depending on the type of account being linked. Please note: Coinbase doesn't accept physical checks or checks from bill ...To receive international wire transfer in your Chase Bank account, please use the following wire instructions: Bank Name : JPMorgan Chase Bank NA. SWIFT/BIC Code for JPMorgan Chase Bank NA: CHASUS33. Routing Transit Number: 021000021. Bank address, City & State : JPMorgan Chase Bank NA.The ins and outs of wire transfers 1. The ins and outs of wire transfers. 1. There are numerous options for sending money, such as checks, mobile apps, and electronic transfers, for different types of needs. When speed and simplicity are top priorities for a money transfer, wire transfers may be a good option. Nov 20, 2015 · Sending Wire Transfer From Wells Fargo Bank. To Transfer funds to an International/Domestic account from your Wells Fargo Bank account, you need to fill Wire Transfer Request Form. Complete all fields on this form as per Wire Transfer Instructions. The completed and signed Wire Transfer form can be provided to any of Wells Fargo Bank Branch. # Your complete Wells Fargo account number including leading zeros Beneficiary account name and address The name and address of your account as it appears on your statement CHIPS Participant 0407 Incoming wire transfers for receiving foreign currency To obtain routing instructions for incoming wire transfers in foreign currency, contact the ...Learn how to wire funds to your home equity line of credit from Wells Fargo, a division of Wells Fargo Bank, N.A. You need to include the routing number, beneficiary …
Wells Fargo Bank, NA 420 Montgomery Street San Francisco, CA 94104 ABA transit routing # 121000248. For credit to: TD Ameritrade Clearing, Inc. ... United States please follow the Incoming International Wire Instructions. International currency wire requests: TD Ameritrade receives a referral fee from a third-party service provider on eligible .... Jet life apparel
1 Mar 2023 ... This video guides you in quick easy steps to make a wire transfer from Wells Fargo. So make sure to watch this video till the end.Find a SWIFT code, CHIPS or Fedwire ABA number, and other key routing codes for Wells Fargo locations in the U.S. and around the world. For SWIFT BIC numbers, ABA federal routing numbers, and CHIPS information, see our international resources. Wells Fargo domestic wire transfers. If him are service on sending currency at someone at an US, Drill Fargo might looks like a good idea, for their offer online options. Much like sending a check, Wells Fargo Zelle allows you to transfer money to someone using their mailing address or phone number. ... Wells Fargo circuitry instructions. If ...When considering transferring IRA assets from your IRA to a new IRA, key factors that should be considered and compared between the IRAs include fees and expenses, services offered, and investment options. You should consult with the IRA trustee/custodian and a professional tax advisor before making any decisions regarding your retirement assets.18 Dec 2023 ... Take your debit card and a state/govt issued ID together with the wiring information: beneficiary bank account number, routing number, ...All incoming wire transfers within the United States are received by Bremer Bank and then forwarded to the customer's account based on the wiring instructions below. The cutoff time is 5:00 p.m. CT. A wire being sent within the United States generally takes 1-2 hours to arrive once it has been sent. Deliver/Send to:Wells Fargo student loan borrowers will be transferred to a company called Firstmark in the coming months. Here's what they should look for. By clicking "TRY IT", I agree to receiv...Your credit score impacts your ability to get car loans, secure a mortgage and more. Keep reading to learn about the various ways to check your credit. Your credit score is based o...If you have ever made electronic payments online, written a check or set up direct deposit, you have almost certainly used a bank routing number. As a large national bank, Wells Fa... What Are the Wire Transfer Fees at Wells Fargo? To complete a wire transfer, you usually need the name of the recipient, their bank name, and account number. Depending on the …The RSA SecurID device provides an extra layer of security for Wells Fargo customers using our advanced online payments services, including Direct Pay 1. The device, which can be carried on a keychain, generates a random 6-digit Personal Access Code that is used to sign on to these services. The Personal Access Code changes every 60 seconds.Nov 20, 2015 · Sending Wire Transfer From Wells Fargo Bank. To Transfer funds to an International/Domestic account from your Wells Fargo Bank account, you need to fill Wire Transfer Request Form. Complete all fields on this form as per Wire Transfer Instructions. The completed and signed Wire Transfer form can be provided to any of Wells Fargo Bank Branch. so can result in the delay or return of your funds. Electronic payments may be directed to your Pacific Premier Trust Account using the following instructions: INCOMING WIRE TRANSFERS All wires of funds to be deposited into a Pacific Premier Trust Account must be sent to: Wells Fargo Bank 420 Montgomery St. San Francisco, CA 94104 ABA No ...Learn how to spot common online payment and wire transfer scams and how to avoid them. Find out how to use Zelle ®, a convenient way to send and receive money from friends, …Services . Wiring Instructions . TBK Routing Transit Number (ABA#): TBK Bank, SSB. 12700 Park Central Dr. Suite 1700. Beneficiary Bank City, State, Zip: Dallas, Texas 75251. Your Account Number at TBK Bank. Name as it appears on your account.Don’t wait, accelerate your savings! Experience Altura’s low rates and 100-day payment grace period*. LEARN MORE. A wire transfer is an electronic payment service. You can wire funds to anywhere in the United States as well …Prime Checking fees and details. Monthly service fee. $25 monthly service fee can be avoided with $20,000 or more in statement-ending qualifying balances. Opens Dialog. in your linked accounts. For balances above $250,000, consider a Wells Fargo Premier Checking account with our premier level of relationship banking benefits.Learn how to send money domestically or internationally through Wells Fargo's ExpressSend service or Zelle app. Compare fees, exchange rates, transfer …A wire transfer is a method of transmitting money electronically between people or businesses. Learn the basics of when, where, and how to use a wire transfer, as well as ….